Tuesday, August 11, 2015



GENERAL AWARENESS
1. Union government on 23 June 2015 promised to inject about ........ into state owned banks in 2015-16?
1) $ 3 billion    2) $ 3.5 billion    3) $ 1.5 billion    4) $ 1 billion    5) $ 4 billion

2. RBI has extended the date to exchange pre- 2005 bank notes till...
1) August 1st 2015    2) July 31st 2015    3) December 31st 2015    4) January 31st 2016    5) June 30th 2016

3. The Lok Sabha on 13 May cleared the Negotiable Instruments (Amendment) Bill, 2015. It provides that cases of bouncing of cheques can be filed only in a court in whose jurisdiction the .....
1) drawer bank head office lies.    2) bank branch of the Drawer (person who issues the cheque) lies.
3) all cases transferred to Mumbai, as RBI has headquarters there.    4) payee bank's headquarters lies.
5) bank branch of the payee (person who receives the cheque) lies.

4. Since 2010, which financial regulator has been conducting Consumer Confidence Survey (CCS) on a quarterly basis to gauge economic conditions and employment prospects?
1) SEBI    2) NABARD    3) CRISIL    4) RBI    5) IBPS

5. White label operator, Tata Communications Payment Solutions partnered with ......, a payment technology provider, to set up more ATM services in rural unbanked regions.
1) Oxygen    2) Vodafone    3) FINO PayTech    4) FARGO    5) None

6. RBI on 9 June 2015 said Indian corporate eligible to raise ECB are permitted to issue Rupee linked bonds overseas. ECB stands for ........
1) End Commercial Borrowings    2) External Core Borrowings    3) External Commercial Borrowings
4) External Commercial Benefits    5) None

7. Which bank issued first 'contactless' debit and credit cards, enabling its customers to make electronic payments by just waving the cards near the merchant terminal in lieu of dipping or swiping them in India?
1) SBI    2) Andhra Bank    3) ICICI    4) Allahabad Bank    5) Union Bank of India

8. The RBI has relaxed 2-factors authentication norms for contactless cards upto Rs.2,000 using NFC enabled credit and debit cards. Which of the following statements correct?
1) Customers can now make payments up to Rs.2,000 using NFC enabled credit and debit cards without punching the password at any retail outlet.    2) Beyond this transaction limit, the card has to be processed as a contact payment and authentication and PIN will be mandatory.     3) These rules will not be applicable to ATM transactions irrespective of transaction value and Card Not Present transactions (CNP).    4) NFC stands for Near Field Communication    5) All of above

9. Which of the following statement is wrong?
1) 'Tap and pay' refers to the use of Near Field Communication (NFC) technology, enabling users to
make payments by waving or tapping the card near the contactless reader.    2) Customers may look for the 'contactless' logo on the card.    3) Contactless POS are different from Ordinary POS.    4) POS stands for Point of Sales Terminal.    5) None

10. First contactless card in the world issued by ...........
1) Barclays Bank in 2008    2) Standard Chartered Bank in 2009    3) ICICI Bank in 2015    4) UBI in 2014
5) None

11. Which is the first commercial bank in India initiated to have Television Banking (TVB), avail the banking information on TV screens. This enable TV viewers to access information of Bank's services and products, from the convince of their homes?
1) SBI    2) Corporation Bank    3) ICICI    4) Canara Bank    5) Tamilnadu Mercantile Bank Limited

12. New Development Bank (NDB) details given. Locate the wrong option.
1) The decision to set up this bank was taken at the 5th BRICS summit held in Durban, South Africa in 2013.    2) The bank headquarters is in Shanghai, China.    3) It is being seen as an alternative to the existing US-dominated World Bank and International Monetary Fund.    4) Its total out lay $ 1000 billion.
5) India is active partner in the NDB.

13. First head of the New Development Bank is......
1) K.V. Kamath    2) Jim Yong Kim    3) Christine Lagarde     4) Kaushik Basu    5) Sunil Sabharwal

14. India's first multi social payment app 'Ping Pay' launched by .....
1) HSBC    2) Corporation Bank    3) SBI    4) Axis Bank    5) ICICI

15. From 1 April 2015, the Insurance Australia Group Ltd (IAG) increase its stake in SBI General Insurance (SBIGI) from 26 percent to .......
1) 49%     2) 35%     3) 85%     4) 74%    5) 100%

16. The IAP (Indian Academy of Pediatrics) Health Phone programme details given. The correct option is .......
1) It is a public private partnership initiative that is supported by Vodafone India.    2) The programme use mobile phones in the country to educate over six million girls and women between 13 and 35 years of age.    3) Vodafone will send out approximately 300 million text messages to its subscribers every year to promote the scheme.    4) Three-year campaign is expected to benefit the health of 60 million children in India born by 2025.     5) All of above

17. Union Minister of Women and Child Development is .......
1) Maneka Sanjay Gandhi     2) Najma A. Heptulla     3) Jagat Prakash Nadda     4) Chaudhary Birender Singh     5) Thaawar Chand Gehlot

18. Who was selected for the 28th Moorti Devi Award for the year 2014 for his book Vyomkesh Darvesh?
1) Bhalchandra Vanaji Nemade     2) Veerappa Moiley     3) Vishwanath Tripathi     4) Kedarnath Biswas
5) None of above

19. Moorti Devi Award declares by ......
1) K.K. Birla Foundation     2) TATA Foundation     3) Jnanpith Foundation     4) Dhirubhai Ambani Foundation     5) Melinda Gates Foundation

20. Which district was conferred with UN Public Service Award for 'Open Defecation Free' district in country on 26 June 2015?
1) Ernakulam in Kerala     2) Nellore in Andhra Pradesh     3) Nadia in West Bengal     4) Ladakh in Jammu and Kashmir    5) Hissar in Haryana

21. UNESCO - Guillermo Cano World Press Freedom Prize 2015 conferred on ...... a Syrian journalist and advocate. The award set up in 1997.
1) Mazen Darwish    2) Edward Snowden    3) Taslima Nasreen     4) Salman Rushdie     5) None

22. UNESCO (United Nations Educational, Scientific and Cultural Organization) was established in ............
1) 1945     2) 1946     3) 1947     4) 1948    5) 1957

23. UNESCO headquarters is in ......
1) Paris     2) New York     3) Montreal     4) Geneva     5) Vienna

24. UNESCO chief .......
1) Irina Bokova     2) Anthony Lake    3) Raymond Benjiman    4) Margert Chan    5) Yukiya Amano

25. The 2015 National Geographic Bee Championship won by ......
1) Tine Valencic    2) Rahul Nagvekar    3) Sathwik Karnik     4) Akhil Rekulapelli    5) Karan Menon

26. UK Author Ali Smith won the 2015 Baileys Women's Prize for Fiction for her novel......
1) How to be Both    2) A Girl Is a Half-formed Thing    3) May We Be Forgiven    4) The Song of Achilles
5) None

27. 'Order of the Rising Sun, Gold and Silver Star' conferred on ........
1) Ajith Doval    2) Arvind Subramaniam    3) G.Satish Reddy    4) S.Ramadorai    5) C.N.R.Rao

28. Who was conferred with the Columbia's highest civilian award Orden de la Democracia Simon Bolivar en el grado de cruz Caballero (Order of the Democracy Simon Bolivar) by Columbia?
1) Jaggi Vasudev    2) Baba Ramdev    3) Ravi Shankar    4) Jayendra Saraswathi    5) Swami Rambhadracharya

29. Ravi Shankar is the founder of .....
1) Isha Foundation    2) Patanjali Foundation    3) Kanchi Kamakoti Peetham    4) Art of Living Foundation
5) Chitrakoot Ashram

30. Man Booker International Prize get cash prize ........... awarded to a living author.
1) $ 90,000    2) £ 30,000    3) £ 60,000     4) £ 70,000    5) £ 20,000

31. For which book Aravind Adiga won the Man Booker International Prize 2008?
1) White Tiger    2) Half Girlfriend    3) The Monk Who Sold His Ferrari    4) Malgudi Days    5) Wings of Fire

32. For which book Kiran Desai won the Man Booker International Prize 2006?
1) The Inheritance of Loss    2) India Wins Freedom    3) The Insider    4) Wings of Fire    5) Without Fear: The Life and Trial of Bhagat Singh

33. Arundhati Roy got Man Booker International Prize 1997 for her book of .....
1) The God of Small Things    2) Coolie     3) The Golden Threshold    4) The Discovery of India    5) My Experiments With Truth

34. Which Indian Author nominated for Man Booker International Prize 2015?
1) Rohinton Mistry    2) U R Ananthamurthy     3) Amitav Ghosh    4) Mahasweta Devi    5) Salman Rushdie

35. Which Hungarian writer on 19 May 2015 won the prestigious Man Booker International Prize for 2015?
1) Sandor Weores    2) Peter Esterhazy    3) Laszlo Krasznahorkai    4) Mih·ly Vorosmarty    5)None

36.  The highest award in cinema Dadasaheb Phalke Award instituted in..
1) 1991    2) 1947    3) 1983    4) 1992    5) 1969

37.  'Sourav Ganguly: Cricket, Captaincy and Controversy' written by ......
1) Ranjan Sodhi    2) V.K. Naryan    3) Jeffrey Boycott    4) Saptarshi Sarkar    5) Dungarpur

38. A.R. Antulay died in December 2014. He was the former Chief Minister of?
1) Karnataka    2) Goa    3) Odisha    4) Bihar    5) Maharashtra

39. The
United Nations General Assembly declared which of the following days as the World Soil Day?
1) June 5    2) July 5    3) November 5    4) October 5    ) December 5

40. Jarbom Gamlin died on 2014 November 30. He was the former Chief Minister of?
1) Sikkim    2) Nagaland    3) Arunachal Pradesh    4) Tripura    5) Manipur


ANSWERS:
1-1, 2-3, 3-5, 4-4, 5-3, 6-3, 7-3, 8-5, 9-3, 10-1, 11-3, 12-4, 13-1, 14-4, 15-1, 16-5, 17-1, 18-3, 19-3, 20-3, 21-1, 22-1, 23-1, 24-1, 25-5, 26-1, 27-5, 28-3, 29-4, 30-3, 31-1, 32-1,33-1, 34-3, 35-3,36-5, 37-4, 38- 5,  39- 5, 40- 3


MATHEMATICS
1. Two pipes A and B can fill a tank in 2 and 6 minutes respectively. If both the pipes are used together, then how long will it take to fill the tank?
A. 3 min                B. 2.5 min         C. 2 min         D. 1.5 min
Answer : Option D
Explanation :
Part filled by the first pipe in 1 minute = ½
Part filled by the second pipe in 1 minute = 1/6
Net part filled by pipe A and pipe B in 1 minute = 1/2+1/6=2/3
i.e, pipe A and B together can fill the tank in 3/2 minutes = 1.5 minutes

2. One pipe can fill a tank 6 times as fast as another pipe. If together the two pipes can fill the tank in 22 minutes, then the slower pipe alone will be able to fill the tank in:
A. 164 min           B. 154 min         C. 134 min              D. 144 min
Answer : Option B
Explanation :
Let the slower pipe alone can fill the tank in x minutes
Then the faster pipe can fill the tank in x/6 minutes
Part filled by the slower pipe in 1 minute = 1x
Part filled by the faster pipe in 1 minute = 6x
Part filled by both the pipes in 1 minute = 1x+6x
It is given that both the pipes together can fill the tank in 22 minutes Part filled by both the pipes in 1 minute = 1/22
1x+6x=1/22
7x=1/22
x=22×7=154
i.e.,the slower pipe alone fill the tank in 154 minutes

3. Pipes A and B can fill a tank in 8 and 24 hours respectively. Pipe C can empty it in 12 hours. If all the three pipes are opened together, then the tank will be filled in:
A. 18 hr       B. 6 hr    C. 24 hr          D. 12 hr
Answer : Option D
Explanation :
Part filled by pipe A in 1 minute = 1/8
Part filled by pipe B in 1 minute = 1/24
Part emptied by pipe C in 1 minute = 1/12
Net part filled by pipe A, pipe B and pipe C in 1 minute
= 1/8+1/24−1/12
=2/24
=1/12
i.e, the tank will be filled in 12minutes

4. Two pipes A and B can fill a tank is 8 minutes and 14 minutes respectively. If both the taps are opened simultaneously, and the tap A is closed after 3 minutes, then how much more time will it take to fill the tank by tap B?
A. 6 min 15 sec     B. 5 min 45 sec       C. 5 min 15 sec           D. 6 min 30 sec
Answer : Option B
Explanation :
Part filled by pipe A in 1 minute = 1/8Part filled by pipe B in 1 minute = 1/14Part filled by pipe A and pipe B in 1 minute = 1/8+1/14=11/56
Pipe A and pipe B were open for 3 minutes
Part filled by pipe A and pipe B in 3 minutes = 3×11/56=33/56Remaining part = 1−33/56=23/56
Time taken by pipe B to fill this remaining part
 = (23/56)x14
=23×14/56
=23/4 minutes
=5.75mts
= 5 minutes 45 seconds

5. A water tank is two-fifth full. Pipe A can fill a tank in 12 minutes and pipe B can empty it in 6 minutes. If both the pipes are open, how long will it take to empty or fill the tank completely?
A. 2.8 min            B. 4.2 min     C. 4.8 min    D. 5.6 min
Answer : Option C
Explanation :
Since pipe B is faster than pipe A, the tank will be emptied.
Part filled by pipe A in 1 minute = 1/12
Part emptied by pipe B in 1 minute = 1/6
Net part emptied by pipe A and pipe B in 1 minute = 1/6−1/12=1/12
Time taken to empty the tank = 12 min
Time taken to empty 2/5 of the tank = (2/5)×12=4.8 min

6. 13 buckets of water fill a tank when the capacity of each bucket is 51 litres. How many buckets will be needed to fill the same tank, if the capacity of each bucket is 17 litres?
A. 33      B. 29      C. 39       D. 42
Answer : Option C
Explanation :
Capacity of the tank = (13 × 51) litre
Number of buckets required of capacity of each bucket is 17 litre
 = 13×51/17
=13×3=39

7. Two pipes A and B can fill a tank in 9 hours and 3 hours respectively. If they are opened on alternate hours and if pipe A is opened first, how many hours, the tank shall be full?
A. 4 hr   B. 5 hr    C. 2 hr     D. 6 hr
Answer : Option B
Explanation :
Part filled by pipe A in 1 hour = 1/9
Part filled by pipe B in 1 hour = 1/3
Pipe A and B are opened alternatively.
Part filled in every 2 hour = 1/9+1/3=(1+3)/9=4/9
Part filled in 4 hour = 2×4/9=8/9
remaining part =1−8/9=1/9
Now it is pipe A's turn.
Time taken by pipe A to fill the remaining 1/9 part
=(1/9)x9
=1 hour
Total time taken = 4 hour + 1 hour = 5 hour

8. On selling 17 balls at Rs. 720, there is a loss equal to the cost price of 5 balls. What is the cost price of a ball?
A. Rs. 43                     B. Rs. 60         C. Rs. 55                D. Rs. 34
Answer : Option B
Explanation :
Loss = (CP of 17 balls) - (SP of 17 balls)
 = (CP of 17 balls) - 720
Given that Loss = (CP of 5 balls)
=> (CP of 17 balls) - 720 = (CP of 5 balls)
=> (CP of 17 balls) - (CP of 5 balls) = 720
=> CP of 12 balls = 720
=> CP of 1 ball=720/12
=60

9. A man sells two houses at the rate of Rs.1.995 lakhs each. On one he gains 5% and on the other, he loses 5%. What is his gain or loss percent in the whole transaction?
A. 0.25%.             B. .3%         C. .4        D. .5%
Answer : Option A
Explanation :
If a person sells two items at the same price; one at a gain of x % and another at a
loss of x %, then the seller always incurs a loss expressed as
Loss%=(Common Loss and Gain%/10)/2=(x/10)/2
Loss%=(5/10)/2=(1/2)/2=(1/4)=.25

10. A shopkeeper sells his goods at cost price but uses a weight of 800 gm instead of kilogram weight. What is his profit percentage?
A. 18%      B. 40%        C. 25%          D. 20%
Answer : Option C
Explanation :
If a trader professes to sell his goods at cost price, but uses false weights, then
Gain%=[Error/(True Value−Error)×100]%
So here profit percentage=[200/(1000−200)×100]%
=[200/800×100]%
=25%