Sunday, September 9, 2018


(1). Which Organisation/Ministry is the Custodian of Foreign Reserves in India?
(a) Finance Ministry
(b) Foreign Ministry
(c) Reserve Bank of India(RBI)
(d) None is Correct

(2). Who was the First Deputy Governor of Reserve Bank of India (RBI)?
(a) Osborne Smith
(b) HO Hume
(c) Lord Canning
(d) James B.Taylor

(3). Which organisation/ministry is the nodal agency to provide licenses to e-commerce companies?
(a) Finance Ministry
(b) Corporate Ministry
(c) Reserve Bank of India(RBI)
(d) Department of Industrial Policy and Promotion (DIPP)

(4). National Investment and Infrastructure Fund(NIIF) is recently established by the Union Government. It is an Alternate investment Fund (AIF) of
(a) category I
(b) category II
(c) category III
(d) category IV

(5). Which of the following test(in Banking) is a measure to prove that the jewellery was handed over from the past generation?
(a) Heredity Test
(b) Ancestral Test
(c) Heirloom Test
(d) All of the Above

(6). The applicable interest rate per annum for Kisan Credit Cards is 9%, for a maximum credit limit of
(a) Rs. 1 lakh
(b) Rs. 2 lakh
(c) Rs. 3 lakh
(d) Rs. 4 lakh

(7). Which Organisation/Government is the administrator of Financial Inclusion Fund (FIF)?
(a) Reserve Bank of India(RBI)
(c) Union Government of India
(d) Particular Government of the related State

(8). A reverse mortgage is a special kind of home loan for
(a) Government Employees without any security.
(b) Senior Citizens
(c) Beneficiaries under Below Poverty Line Criteria.
(d) All of the Above

(9). ‘Open Market Operations’ is related to which of the following organisation?
(a) Reserve Bank of India(RBI)
(b) SEBI
(c) Department of Investment and Public Asset Management(DIPAM)
(d) None is Correct

(10). What is 'B' stands for in "CIBIL"(related to credit ratings)?
(a) Bureau
(b) Base
(c) Bank
(d) Benchmark

(1). Answer Key: (c)
RBI has the power of custodian regarding foreign exchange. RBI maintain the record of all transactions done in foreign exchange , also keep an eye on CAD (Current Account Deficit).

(2). Answer Key: (a)
First Governor of Reserve Bank of India (RBI) – Osborne Smith
First Deputy Governor of Reserve Bank of India (RBI) – James B.Taylor

(3). Answer Key: (d)
Department of Industrial Policy and Promotion (DIPP) is the nodal agency to provide licenses to e-commerce companies.

(4). Answer Key: (b)
NIIF is established by the Union government as a category II Alternate investment Fund (AIF).

(5). Answer Key: (c)
It is a measure to prove that the jewellery was handed over from the past generation.

(6). Answer Key: (c)
Kisan Credit Card interest rates, as well as credit limits, varies from bank to bank. Generally, the applicable interest rate per annum for Kisan Credit Cards is 9%, for a maximum Rs. 3 Lakh as a credit limit.

(7). Answer Key: (c)
NABARD maintains the funds of FIF. GOI administers the FIF.

(8). Answer Key: (b)
A reverse mortgage is a special kind of home loan for senior citizens who are above the age of 60. This type of loan does not need any payments on a monthly basis but still the people who opt for such a loan have to take care of property taxes and homeowner's insurance. Reverse mortgage loans help senior citizens to defer or postpone payment of the home loan till their death or when they sell or move out just because they have accessed the home equity that has been built up in their houses.

(9). Answer Key: (a)
The buying & selling of government securities by the RBI directly in the open market is known as ‘Open Market Operations’. During inflation, the securities are sold in the market by the central bank. While in the deflation period, the RBI buys the bills from the market & pays cash to the commercial banks.

(10). Answer Key: (a)
"CIBIL" stands for 'Credit Information Bureau India Limited'. It is India's first Credit Information Company(CIC)

11. Which among the following is the oldest Public Sector Bank of India?
a) Punjab National Bank
b) Central Bank of India
c) Allahabad Bank
d) Bank of Baroda
e) State Bank of India
Ans: c) Allahabad Bank

12. Name the 5 cities where RBI issued plastic notes ?
a) Kochi,Patna,Delhi,Ahmadabad and Chennai
b) Jaipur,Shimla,Delhi,Patna and Mimbai
c)Mumbai,Shimla,Jaipur,Patna and Chennai
d) Jaipur,Shimla,Kochi,Mysore and Mumbai
e) Kochi,Mysore,Jaipur,Bhubhaneswar and Shimla
Ans: e) Kochi,Mysore,Jaipur,Bhubhaneswar and Shimla

13. Which country issued first purely plastic note ?
a) New Zealand.
b) Mexico,
c) Singapore,
d) Fiji and Canada
e) Australia
Ans: e) Australia

14. Rate of interest is determined by :
a) Commercial Bank
b) Public Bank
c) Private Bank
d) RBI
e) None of these
Ans:  a) Commercial Bank

15. India's first non-bank owned ATM (White Label ATMs) open in ?
a) Delhi
b) Bihar
c) Uttar-Pradesh
d) Maharashtra
e) Gujarat
Ans: d) Maharashtra

16. What is White Label ATM ?
a) Owned by Bank
b) Owned by RBI
c) Owned by State
d) Owned by Center
e) None of these
Ans: e) None of these

17. Name the four entities which are authorised by RBI to operate as WLAs ?
a)National Payment Corporation of India,Vakrangee Ltd.,Tata Communications Payment Solutions and Prizm Payment Services Pvt. Ltd.
b) Vakrangee Ltd.,Tata Communications, Prizm Payment Solution,Reliance and
c) Tata Communications,Prizm Payment Services,Muthoot Finance and Vakrangee Ltd
d) Reliance, Tata Communications , Muthoot Finance and Vakrangee ltd.
e) None of these
Ans: c) Tata Communications,Prizm Payment Services,Muthoot Finance and Vakrangee Ltd

18. India s largest commercial Bank is : ?
a) Bank of Baroda 
b) State Bank of India 
d) Punjab National Bank
e) Central Bank of India
Ans: b) State Bank of India 

19. A bank account which does not require any minimum balance is termed as
(a) Nil balance account
(b) Zero balance account
(c) Frill account
(d) No Frill account
(e) None of these
Ans: (b) Zero balance account

20.  Bank deposits that can be withdrawn without notice are called :
a) Demand Deposits
b) Fixed Deposits
c) On Demand and Time  Deposits
d) Basic Savings Deposits
e) None of these
Ans: a) Demand Deposits

21. Contemporary Currency notes have ___ languages on the panel which appear on the reverse of the note.
a) 14 languages
b) 12 languages
c) 16 languages
d) 14 languages
e) 15 languages
Ans: e) 15 languages

22. Mutilated Notes are ?
a) Notes which are in pieces and/or of which the essential portions are missing
b) Any bank note, which is wholly or partially, obliterated, shrunk
c) Notes which are washed, altered or indecipherable
d) Notes which are wholly or partially, obliterated, shrunk, washed, altered or indecipherable
e) None of these
Ans: a) Notes which are in pieces and/or of which the essential portions are missing

23. Minimum Limit for sending money to Nepal through NEFT(National Electronic Fund Transfer) in a single day ?
a ) 10 thousand
b) 50 thousand
c) No limit
d) 2 Lakh
e) None of these
Ans: b) 50 thousand

24. Notice Money is a money lend for a period of ?
a) Between 2 and 14 days
b) exceeding 14 days
c) 1 day
d) 2 day
e) None of these
Ans: a) Between 2 and 14 days

25. Which is incorrect about NBFC (Non-Banking Financial Company) ?
a) It cannot accept demand deposits
b) deposit insurance facility of Deposit Insurance and Credit Guarantee Corporation is not available to depositors of NBFCs, unlike in case of banks.
c) NBFCs do not form part of the payment and settlement system and cannot issue cheques drawn on itself
d) NBFCs cannot offer interest rates higher than the ceiling rate prescribed by RBI from time to time. The present ceiling is 12.5 per cent per annum
e) The deposits with NBFCs are not insured.
Ans: e) The deposits with NBFCs are not insured.

26.  The definition of " Customer" is available  under :
(a)  Negotiable Instruments Act, 1881
(b) Consumer Protection  Act, 1986
(c) Banking Regulation Act, 1949
(d) KYC Guidelines
Ans: (d) KYC Guidelines

27.  The full form of RBS is :
(a) Risk Based Supervision
(b) rating by System
(c) Role Based supervision
(d) Rating Bank security 
Ans:  (a) Risk Based Supervision
28.  INFINET Stands for :
(a) Internal Financial Networking
(b) international Financial Networking
(c) Indian Financial Network
(d) Inland Financial Network
Ans(c) Indian Financial Network

29.  Expand " SHIPI " :
(a)  State Bank Heritage  Private Institute
(b) SBI Handicapped Standards Board
(c) Self Help Promotion Institution 
(d) None of the above
Ans:  (c) Self Help Promotion Institution 

Friday, November 3, 2017


1. Recently State-owned oil firms IOC, BPCL and HPCL signed an agreement to jointly set up the world's largest refinery and petrochemical complex in:
a) Maharashtra
b) Gujarat
c) Rajasthan
d) Karnataka

2. Recently in an attempt to reduce the number of deaths of endangered wildlife in Thar Desert, new "rescue wards" have come up in the far-flung rural areas of Jodhpur. Thar Desert does not lie in:
a) Gujarat
b) Haryana
c) Madhya Pradesh
d) Punjab

3. Recently Reserve Bank of India has put which bank under prompt corrective action (PCA) due to a sharp increase in bad loans?
a) Union Bank of India
b) Central Bank of India
c) United Bank of India
d) IDBI Bank

4. Recently India has decided for the first time to place a dedicated cell to promote investments of which country in India?
a) Canada
b) USA
c) Australia
d) Russia

5. The National Physical Laboratory (NPL), part of the Council of Scientific & Industrial Research and the only agency in India that is authorised to maintain Indian Standard Time (IST). It is located in:
a) Mumbai
b) Allahabad
c) New Delhi
d) Kolkata

6. Recently a team of experts at the Indian Institute of Technology - Kharagpur has fashioned a hybrid material based on silk protein called:
a) Silk Lyptonn
b) Silk Fibroin
c) Silk Ranyon
d) Silk Tinyton

7. Recently the Ministry of Health and Family Welfare has launched 'IDCF' in order to intensify efforts to reduce child deaths due to:
a) Diphtheria
b) Tuberculosis
c) Diarrhoea
d) Tetanus

8. Who has been appointed as India's ambassador to the European Union (EU) in June 2017?
a) Gaitri Issar Kumar
b) Ajit Vinayak Gupte
c) Reenat Sandhu
d) Ranjan Deepak

9. The government is set to roll out the 'Mission Parivar Vikas' programme to improve family planning services in how many districts of India?
a) 56
b) 78
c) 104
d) 146

10. Name the 1st Indian woman who has been elected as member of International Tribunal for the Law of the Sea (ITLOS)?
a) Sumedha Puri
b) Anandita Razdan
c) Koel Agrahari
d) Neeru Chadha

11. Recently Anglo American's diamond unit De Beers launched the world's largest diamond exploration vessel off the coast of:
a) South Africa
b) Chile
c) Namibia
d) Egypt

12. Recently the Asian Infrastructure Investment Bank (AIIB) approved it's firstever equity investment, worth .......... to catalyze private capital for infrastructure projects in India.
a) $ 70 million
b) $110 million
c) $150 million
d) $230 million

13. Who was the first Indian woman driver competed in one of the highest classes of Formula racing in the country at the upcoming JK Tyre-FMSCI National racing championship?
a) Radha Menon
b) Aprajita Sehgal
c) Mira Erda
d) Ritu Das

14. According to the study by UK-based Money Super Market what is the present rank of India in survey of nations with the lowest global environmental impact?
a) 34th
b) 46th
c) 57th
d) 75th

15. Who is not among the three countries that will participate in Malabar 2017, a joint midsummer exercise aimed at addressing shared threats to maritime security in the Indo-Asia Pacific region?
a) Japan
b) USA
c) Indonesia
d) India

16. David Grossman has won the Man Booker International Prize for his novel "A Horse walks into a bar". David Grossman belongs to:
a) Uganda
b) Canada
c) Australia
d) Israel

17. Recently the government, through a notification amending a prevention of money laundering law, has made it mandatory to provide Aadhaar to open a bank account and to conduct a transaction of ......... or more.
a) Rs.20,000
b) Rs.50,000
c) Rs.1,00,000
d) Rs.2,50,000

18. According to Environment Minister Dr. Harsh Vardhan, India is committed to achieve Land Degradation Neutrality by the year:
a) 2020
b) 2025
c) 2030
d) 2050

19. Recently which of the following country ratified automatic exchange of financial account information with India and 40 other jurisdictions to facilitate immediate sharing of details on suspected black money?
a) Belarus
b) Switzerland
c) Russia
d) USA

20. In order to boost G&J sector in the region Gem & Jewellery Training Institute, a first of its kind in Southern India is to be set up in:
a) Kochi
b) Palakkad
c) Udupi
d) Mangalore

21. In an attempt to keep India's regional navigation satellite system fully operational, ISRO is preparing to launch a back-up for IRNSS-1A, one of the seven satellites in the constellation. What is the name of its regional navigation satellite system?
b) NavIC
c) Galileo
d) None of the above

22. Recently which of the following countries's scientists have found that using blue-green algae and light to trigger photosynthesis could help treat cardiac disease, the top cause of death globally?
a) Japan
b) Germany
c) USA
d) China

23. Recently P.N.Bhagwati passed away. He was the:
a) Former Chief Election Commissioner of India
b) Former Chief Justice of India
c) Former Indian cricket test team captain
d) First Chief Information Commissioner of India

24. Gorkha Janmukti Morcha has been in the news, because it has been campaigns for the creation of a separate state Gorkhaland within India, out of districts in the north of which of the following states of India?
a) Tamil Nadu
b) West Bengal
c) Uttar Pradesh
d) Madhya Pradesh

25. Dr. Mahesh Sharma, Minister of State (Independent charge) for Culture & Tourism launched the implementation of the ''National Mission on Cultural Mapping of India' at:
a) Mathura, Uttar Pradesh
b) Chitradurga, Karnataka
c) Tiruchirapalli, Tamil Nadu
d) Kurnool, Andhra Pradesh

26. How many new Post Office Passport Seva Kendras (POPSKs) has been launched by Government of India in June 2017?
a) 50
b) 149
c) 100
d) 500

27. Which is the country's first public transport system to reserve jobs for members of the third gender people in June 2017?
a) Kolkata Metro
b) Hyderabad Metro
c) Kochi Metro
d) Delhi Metro

28. Sardar Sarovar Dam is being built on which of the following rivers?
a) Tapi
b) Krishna
c) Narmada
d) Godavari

29. Which of the following states of India is poised to fortify its position as the "Tiger State of India" with major reserves indicating an increase in the tiger population as per the annual census completed recently?
a) Karnataka
b) Assam
c) Gujarat
d) Rajasthan

30. The Indian Space Research Organisation (ISRO) has progressed to the testing of subsystems in the development of a semi-cryogenic engine for rockets with heavier payload capacity. The semi-cryogenic engine uses a combination of which of the following as propellants?
a) Liquid oxygen (LOX)
b) Refined kerosene (Isrosene)
c) Solid lithium (SLM)
d) Both (a) and (b)

31. Who among the following won the doubles title in the $60,000 ITF women's tennis tournament in June 2017?
a) Prarthana Thombare and Kotomi Takahata
b) Prarthana Thombare and Natcharee Teerachodjiranon
c) Prarthana Thombare and Yu-Yun Li
d) Prarthana Thombare and Natasha Sengphrachanh

32. Right to Information Act reveals that the Election Commission of India had ordered registration of FIR against the Chief Minister and others for alleged electoral malpractices during the Dr. Radhakrishnan Nagar by-election of which of the following states?
a) Tamil Nadu
b) West Bengal
c) Goa
d) Karnataka

33. A Street in Thuruthi ward of Kasaragod municipality that was recently named 'Gaza', a reference to the disputed strip of land between which of the following countries?
a) Israel and Egypt
b) Israel and Syria
c) Israel and Libya
d) Israel and Jordon

34. Which among the following Palaces has becomes first Indian building to get trademark in June 2017?
a) Mysore Palace
b) Taj Mahal Palace
c) Nizam Palace
d) Raja Maharanjith Singh Palace

35. The 106th Session of International Labour Conference (ILC) was held from 5-16th June 2017 in:
a) USA
b) South Africa
c) Switzerland
d) Norway

36. How many member countries are there in the Asian Infrastructure Investment Bank?
a) 80
b) 10
c) 50
d) 40

37. Reserve Bank of India said its internal advisory committee (IAC) had identified 12 accounts, which account for ........... % of non-performing assets of the Indian banking system for immediate resolution under the Insolvency and Bankruptcy Code (IBC).
a) 30
b) 25
c) 20
d) 15

38. The 'Make in India' initiative unveiled by Prime Minister Narendra Modi in 2014, provided the supply side intervention(s) of which of the following?
a) FDI reforms
b) Ease of doing business
c) Scaling up physical infrastructure and competitive federalism
d) All of the above

39. Which among the following country's cricket team has won its maiden ICC Champion Trophy in June 2017?
a) India
b) England
c) Pakistan
d) South Africa

40. Who among the following won the Indonesia Open men's singles trophy in June 2017?
a) Sai Praneeth
b) Son Wan Ho
c) Kidambi Srikanth
d) Kazumasa Sakai

1-a, 2-c, 3-b, 4-d, 5-c, 6-b, 7-c, 8-a, 9-d, 10-d, 11-c, 12-c, 13-c, 14-d, 15-c, 16-d, 17-b, 18-c, 19-b, 20-c
21-b, 22-c, 23-b, 24-b, 25-a, 26-b, 27-c, 28-c, 29-a, 30-d,  31-a, 32-a, 33-a, 34-b, 35-c, 36-a, 37-b, 38-d, 39-c, 40-c


1. We cannot delete the ____ icon, but we can made it invisible.
a) Recycle    b) My Computer    c) Internet explorer    d) All the above    e) None of the above

2. What is the meaning of 'Hibernate' in Windows XP/ Windows 7?
a) Restart the computers in safe mode    b) Restart the computers in normal mode    c) Shutdown the computer terminating all the running applications    d) Shutdown the computer without closing the running applications    e) Restart the computers all the running applications

3. The RF communication can be broadly classified in how many types?
a) Three    b) Four     c) Two    d) Six    e) Ten

4. _____ is sometimes said to be object oriented, because the only way to manipulate kernel objects is by invoking methods on their handles.
a) Windows NT    b) Windows XP    c) Windows VISTA    d) Windows 95/98    e) Windows 7

5. Which of the following is not available on the Ruler of MS Word screen?
a) Tab stop box    b) Left Indent     c) Right Indent    d) Center Indent    e) All of them are available on ruler

6. In OSI network architecture, the dialogue control and token management are responsibility of __
a) session layer     b) network layer     c) transport layer     d) data link layer     e) None of the above

7. Which of the following case does not exist in complexity theory?
a) Best case     b) Worst case     c) Average case     d) Null case     e) All of the above

8. A computer program that converts an entire program into machine language is called a/ an
a) Interpreter     b) Simulator     c) Compiler     d) Commander     e) Proposer

9. Which of the following formulas will Excel not be able to calculate?
a) =SUM(Sales)−A3     b) =SUM(A1:A5)*.5     c) =SUM(A1:A5)/(10−10)      d) =SUM(A1:A5)−10
e) = SUM(A1:A5)−A5

10. What are plastic cards the size of a credit card that contains an embedded chip on which digital information can be stored?
a) Customer relationship management systems cards     b) E-government identity cards      c) FEDI cards
d) Smart cards      e) Aadhar card

11. What is the shortcut key you can press to create a copyright symbol?
a) Alt+Ctrl+C     b) Alt + C      c) Ctrl + C      d) Ctrl + Shift + C     e) Ctrl + Shift + D

12. During software development which factor is most crucial?
a) People     b) Process     c) Product     d) Project     e) Purpose

13. How many OSI layers are covered in the X.25 standard?
a) Two     b) Three     c) Seven     d) Six      e) eight

14. The transmission signal coding method of TI carrier is called ___
a) Bipolar     b) NRZ     c) Manchester     d) Binary     e) Bit

15. The idea of MFC document architecture was created by:
a) Microsoft     b) Oracle     c) Xerox     d) IBM     e) Java

16. What is the name of the display feature that highlights are of the screen which requires operator
a) Pixel      b) Reverse video      c) Touch screen     d) Cursor     e) Image

17. What kind of architecture does mobile computing deploy?
a) Two layered     b) Three layered     c) Four layered     d) Five layered     e) Six layered

18. A word processor would most likely be used to do ___
a) Keep an account of money spent     b) Do a computer search in media center     c) Maintain an inventory     d) Type a biography     e) All the above

19. SDLC stands for?
a) Software Design Life Cycle    b) Software Development Life Cycle     c) System Design Life Cycle
d) System Development Life Cycle     e) None of these

20. When a subroutine is called, the address of the instruction following the CALL instructions
stored in/ on the ___
a) stack pointer     b) accumulator     c) program counter    d) stack     e) pointer

21. What component of .NET includes services used to support web services?
a) Platform     b) Framework     c) Visual Studio     d) System     e) Mather board

22. Which of the following is not one of the four primary focuses of e-government?
a) G2G     b) G2B     c) IG2B     d) IG2G     e) IG2I

23. ____is not a category of EPS.
a) E banking     b) Direct payments     c) Retailing payments     d) Cash on delivery     e) All of these

24. One of the distinguished features of super-computer over other category of computer is ____
a) parallel processing     b) highest accuracy level     c) more speed     d) more capacity     e) less speed

25. Which class is used to control the data being used by application?
a) Document class     b) View class     c) Frame class     d) Application class     e) Software class

26. What is the control unit's function in the CPU?
a) Transfers data to primary storage     b) Stores program instruction     c) Performs logic operations
d) Decodes program instruction     e) Performs logic storage

27. Which of the following is the most common method for online payment?
a) Card based system    b) Cheque based system     c) e cash system     d) All the above     e) None of the above

28. Which of the following is not a product matrix?
a) Size     b) Reliability     c) Productivity     d) Functionality     e) Quality

29. Which of the following transmission systems provide the highest data rate in individual device?
a) Computer bus     b) Telephone lines     c) Voice and mode     d) Lease lines     e) Only voice

30. The most common addressing techniques employed by a CPU is ___
a) Immediate    b) Direct     c) Indirect     d) Register     e) All of the above

31. The key F12 opens a:
a) Save As dialog box    b) Open dialog box     c) Save dialog box     d) Close dialog box     e) Edit dialog box

32. Which of the following signal is not standard RS-232-C signal?
a) VDR     b) RTS     c) CTS     d) DSR     e) DLR

33. The indirect change of the values of a variable in one module by another module is called ___
a) internal change     b) inter-module change     c) side effect     d) side-module update
e) internal effect

34. Operating system is also known as:
a) Database    b) System software    c) Hardware    d) Printer    e) Operating system

35. An error in software or hardware is called a bug. What is the alternative computer jargon for it?
a) Leech    b) Squid    c) Slug     d) Glitch     e) Bug

36. What happens if you press Ctrl + Shift + F8?
a) It activates extended selection    b) It activates the rectangular selection    c) It selects the paragraph on which the insertion line is    d) All of the above    e) None of the above

37. Which of the following is the latest version of Excel?
a) Excel 2000    b) Excel 2002    c) Excel ME    d) Excel 7    e) Excel XP

38. Which of the following statement is correct?
a) Terminal section of a synchronous modem contains the scrambler    b) Receiver section of a synchronous modem contains the scrambler    c) Transmission section of a synchronous modem contains the scrambler    d) Control section of a synchronous modem contains the scrambler
e) None of the above

39. Human beings are referred to as Homo sapiens, which device is called Silico Sapiens?
a) Monitor    b) Hardware     c) Robot    d) Computer     e) Mouse

40. ____ share characteristics with both hardware and software.
a) Operating system    b) Software    c) Data    d) File     e) None

1) a 2) d 3) a 4) a 5) d 6) a 7) d 8) c 9) a 10) d
11) a 12) a 13) b 14) a 15) c 16) b 17) b 18) d 19) b 20) d
21) b 22) c 23) d 24) c 25) a 26) d 27) a 28) c 29) a 30) e
31) a 32) a 33) c 34) b 35) d 36) b 37) e 38) c 39) d 40) a