GROUP DISCUSSION-TIPS FOR PREPARATION

Group Discussion (GD) forms an integral part of the selection process in IT companies & competitive exams but there is a possibility to conduct GD in the public sector bank recruitments too.On request from readers,we are posting the tips to crack group discussions.

 What is Group discussion?
A team of 4 - 8 candidates is formed by panelists & a topic is given to each team on which the discussion has to happen.There are no specific methods to conduct the event but it helps to know about the conversational, team building & judgmental skills possessed by an applicant.
With the results of IBPS common written exam out, GD may be held for bank probationary officer or management trainee posts to filter the competition before the interview stage.
Here are some important points that an evaluator would look in you,

Starting the discussion: There is a strong feeling in GD that a person who speaks first has better chances for getting selected.

• Before starting, make sure to have some basic knowledge about the topic.
• Giving the introduction allows you to begin the discussion from any point & set a tone for others to follow.
• There is no use in being the first speaker & giving irrelevant details
• Starting the talk alone does not enable selection, but fetches you more marks.

Communication: This is one of the main parameter that shall be looked at.

• Practice saying sentences to yourself & ask ‘Am I understandable?’
• Speak slowly.Speaking fast will increase rate of mistakes.
• Even though you are well versed in the topic, it will be worthless if not expressed properly.
• Use simple, easy to understand words without any grammatical errors while forming sentences.
• Read English newspapers or watch english news channels for proper usage of sentences.

Listen: ‘I have spoken.Let me take rest’ is the mindset of many candidates.

• By listening to others, you can provide a new viewpoint, reply for a question or disagree with the other person`s argument.
• Repeating the same thoughts already said can be avoided.
• Do not sit quietly after your turn.Increase your marks through active participation in the conversations.

What Not to Do:

• Don't dominate the discussion.Give chance to everyone.
• Do not interrupt the other member`s speech.Wait till they complete
• Stick to the topic & provide ideas only related to it in your speech
• In trying to prove your point, don't provide false news
• Do not keep quiet for long.It sends a wrong signal to the selector.

How to Prepare for GD:

The topics for group discussion is not taken from textbooks but from the real world. It could a recent news story or a recently debated issue in parliament or even about a film.

• Preparing for GD is similar to general awareness preparation.
• GK books, English news magazines & editorials in newspapers are some good sources of current events. We personally recommend candidates to read the centre pages of ‘The Hindu’ for news analysis.
• Before the GD – note down headlines of the entire week with short notes of each. This helps in knowing about the recent developments.

INTERVIEW QUESTIONS AND ANSWERS-Banking

26.  What are self help groups?

Self Help Groups are homogenous groups of persons who have joined for mutual help, mutual benefit and mutual confidence to each other, mostly from the same locality.  Generally consists of 5-20 members, an un-registered one. 

27.  What do you mean by SHG linkage?

The process of making loans available from banks to an SHG is called linkage.  This is usually done after six months of its existence, only when they get through a process called ‘grading.’

28.  What is the main difference between a attachment order and a garnishee order?

An attachment order is issued by revenue/IT authorities.  The credit balances at the time of receipt of the order including future credits are attachable.  Whereas, a garnishee order is issued by any court of law for attaching the credit balance in the accounts of the judgement debtor at the time of receipt of the order.  That means, future credits are not attachable.

29.  What do you mean by Margin Money?

It is a form of assistance by way of subsidy to certain categories of loans such as loans to SHGs, PMRY etc., wherein this amount can be treated as margin to a loan.  The margin money will be kept as term deposit with the banking without paying any interest.  No interest will be charged for the corresponding portion of loan also.  It will be adjusted to the loan after a minimum of 3 years from the date of grant of loan if the total repayment period of the loan is 5 years, after 4 years if it is 7 years etc.,  If the loan becomes ‘bad’, it can be adjusted even before the completion of the lock-in period. It is an one time assistance, available only for new units.

30.  What do you mean by margin to a loan?

The portion or share out of the total financial outlay or project cost of a loan to be born by the loanee is called the margin

PO INTERVIEW

21.  Are you overqualified for this job?

Actually, the academic qualification of a person has nothing really to play a part in the day to day banking activities.  In a bank, all the new recruiters are alike, irrespective of their qualifications and all of them have to study the banking procedures from the very beginning.  I believe, the effective communications skills, knowledge in computer operations and the banking knowledge I gained over the years if coupled with the practical banking experience can make me a successful, responsible officer.

22.  What are your outside interests?

I don’t have much of such interests really to speak of.  I was fully engaged in banking/bank related studies for the last two years.  I watch sensex on a regular basis.

23.  How do you feel when you have to report things to an younger fellow?

Age is not a matter in reporting things.  As the younger fellow is senior to me in banking service, it is my duty to report matters entrusted to me to him.  I don’t find any difficulty, in fact I appreciate him being able to come to such a covetous post at an younger age.

24.  Looking back, what would you do differently in your life?

It’s been a good life, rich in learning and experience, and the best it yet to come.  For me. every experience in life whether good or bad,  is a lesson it its own way.

25.  Can you work under pressure?

Absolutely….

CORPORATION BANK-PO-2012-APPLY NOW!!

Corporation Bank PO Recruitment 2012 Details:

Name of the Post – Scale – Number of Vacancies

Probationary Assistant Manager – JMGS-I – 355

There are total 355 vacancies (SC-45, ST-23, OBC-93, General-194; out of which OC-9, VI-10 and HI-18) under Corporation Bank PO recruitment 2012.

Corporation Bank PO Eligibility Criteria:

Corporation Bank PO Age Limit:

Minimum – 20 years and Maximum 30 years

Corporation Bank PO Educational Qualification:

Candidates should have a degree of graduation from a recognized university or equivalent with minimum 55% marks (50% for SC/ST/OC/VI/HI).

IBPS Score for Corporation Bank PO Recruitment 2012:

Category – Each Subject – Aggregate Marks

General – 25 – 151

SC/ST– 21 – 126

OBC – 21 – 141

PWD – 21 – 106

Computer knowledge in MS Office is essential to apply for Corporation Bank Probationary Officers recruitment 2012.

Application Fee for Corporation Bank 355 PO Recruitment 2012:
Category – Fee
SC/ST/PWD – Rs. 50
For all Others – Rs. 200

Candidates can make payment of application fee through http://www.corpbank.com/uploadedfiles/custom/10_52_510_6632044.pdf  Challan Form visiting CBS branches of Corporation Bank or through NEFT at any Bank Branch.

Selection Procedure for Corporation Bank PO Recruitment 2012:

Selection for the post of Probationary Assistant Manager will be made on the basis of merit ranking after adding the marks obtained by IBPS CWE 2011 for MT/PO.

There are total 100 marks in interview. Candidates have to score minimum 40 marks (35 marks for SC/ST/OBC/VI/HI/OC) to qualify in the interview.

Corporation Bank 355 PO Recruitment 2012 Important Dates:

Opening Date of Online Registration: 3rd January, 2012

Last Date of Online Registration (including far-flung areas): 17th January, 2012

Eligibility Criteria as on: 1st July, 2011

Candidates should read the details of Corporation Bank recruitment 2012 before applying for 355 Probationary Officers to know more about recruitment details, application fee, pay scale, probation period, eligibility criteria, IBPS score, age limit, educational qualification, relaxation, reservation, selection procedure, general instructions etc. at: http://www.corpbank.com/uploadedfiles/custom/Corp-Prabationary-Asst-Manager-English-Page2-281211-4.pdf in PDF file.

There are no details about Corporation Bank PO interview dates 2012 yet. Details of Corporation Bank PO call letter 2012 will also be updated through the official website.

SBI-CLERICAL 2012

SBI hаνе declared thе Notification fοr thе notifications fοr thе posts οf Clerical cadre. SBI іѕ going tο arrange thе Regular recruitment fοr North Eastern circle along wіth a special Recruitment drive fοr SC/ST/OBC Category candidates. If уου belong tο one οf thеѕе categories thеn SBI hаνе given уου very gοοd opportunity mаkе thе career іn thе Banking sector. Thе details οf thіѕ SBI Clerical Recruitment 2012 сουld bе found іn thіѕ article.

Advt. NO.: CRPD/CR/2011-12/05

Nο. οf Posts fοr SBI Clerk Recruitment: Fοr SC/ST/OBC Candidates οnlу(аll circles): 2500 Total
Fοr Regular recruitment fοr North Eastern Circle: 600 Post Total

Pay Scale fοr SBI Clerk Positions: Rs.7,200-19,300/-, Approx Rs. 14,177/- per month.

Age Limit fοr SBI Clerical cadre Recruitment: A candidates age mυѕt bе between 18 years tο 28 years аѕ οn 01/11/2011. (Age relaxation аrе applied according tο rules)

Educational Eligibility fοr SBI Clerical Recruitment 2012: At lеаѕt 12th pass wіth 60% mаrkѕ οr Graduate.

Selection Process: Written Test followed bу Interview.

Application fee: Fοr SC/ST/PWD/XS Candidates Rs. 50/- Total
Fοr General/ OBC Category Candidates Rs. 350/- Total

Application Mode fοr SBI Clerical Recruitment 2011-12: Applications wουld bе accepted via Online mode οnlу. Thе link іѕ available аt thе еnd οf thе article tο apply online fοr SBI Clerk Recruitment. Note: Yου mυѕt hаνе уουr scanned Signature аnd photograph аt time οf mаkіng online application.

Application fee сουld bе paid online via MASTER/VISA debit/ credit cards οr Internet Banking. Fee сουld аlѕο bе paid via CBS Challan form аt аnу οf thе SBI Bank Branches іn India.

Last date tο apply online: 20/01/2012
Written Exam wουld bе conducted οn Date: 18/03/2012

Fοr Detailed eligibility criteria, Application process, Reservation аnd Age Relaxation Information аbουt SBI Clerical Recruitment, Please read thе online Notification frοm SBI attached аt thе еnd οf thіѕ article.

Link fοr SBI Bank clerk recruitment 2012 online Notification: Link
Apply online fοr SBI Clark recruitment 2011-12: Apply here

SYNDICATE BANK-PO-2012

Syndicate Bank Recruitment 2012 – Online Apply for 1750 PO Vacancies: Syndicate Bank invites online applications from eligible candidates who hold a valid scorecard issued by IBPS for the recruitment of 1750 Probationary Officer vacancies. The qualified candidates in the IBPS PO common written examination may apply through online from 02-01-2012 to 16-01-2012. The information regarding age limit, educational qualification, how to apply, no of vacancies, selection procedure and other details of Syndicate Bank are mentioned below…
Syndicate Bank vacancy Details:
Total no of Posts: 1750 Posts
Name of the Posts:
1. Probationary Officers JMG Scale I
Age Limit: Candidates age is minimum 21 years and maximum 30 years as on 01/07/2011. Age relaxation is as per govt rules.
Educational Qualification: Any Degree from a recognized university, and should be qualified in the Common Written Examination conducted by IBPS.
Application Fee: Rs-200/- for General/OBC candidates and Rs-50/- for others. Fee is to be paid in the form of challan download from the website http://www.syndicatebank.in  or can also be paid through internet banking.
Selection Process: Selection will be made on basis of personal interview
How to Apply: Candidates can apply through online application mode from the website http://www.syndicatebank.in from 02/01/2012 to 16/01/2012.
Instructions for Online Applying:
1. Before online apply candidates pay the application fee through challan download from the bank website at any branch of syndicate bank in CBS Account No. 01113170000188 on account of SYNDICATE BANK PROBITONARY OFFICERS RECRUITMENT PROJECT 2011-12, or can also pay through internet banking with IFSC code: SYB0000111
2. After fee payment candidates will obtain the counterfoil copy of the challan duly receipted by the Bank with Branch Name, Trans ID, and Date of Deposit.
3. Now candidates should visit the bank website and click online application and fill the details in carefully at the appropriate places.
4. After submission of online application candidates take printout of online application form for future reference.
5. Candidates should submit the print out of receipted application fee challan , and printed online application Form at the time of Personal Interview.
Important Dates:
Opening date for Online Apply Link: 02-01-2012
Last date for Online Apply: 16-01-2012
Dates for making payment of Fees: 02-01-2012 to 16-01-2012
For more details about age limit, no of vacancies, how to apply, experience, application fee, selection process, pay scale and other details of Syndicate Bank Recruitment 2012 is mentioned at the link given below…

Click here for Syndicate Bank PO Advt

Click here for Challan
Click here for Online payment of Challan

UNION BANK OF INDIA-PO 2012 RECRUITMENT

The Union Bank of India - UBI (Leading PAN-INDIA Listed Public Sector Bank) having head office in Mumbai has announced the recruitment project 2012 for the post of 2473 Probationary Officers (PO) JMG Scale-I through IBPS. As per announcement, They has published the detailed recruitment notification / main advertisement along with application fee payment challan at the main official website (www.unionbankofindia.co.in) of the Bank on the behalf of PO jobs / vacancies / recruitment project 2012. Before apply, all the interested & eligible candidates can check the interest & eligibility criteria by read the full article carefully. In this article, we have provided all the main details / necessary information's like age limit, pay scale, application fee, mode of selection, qualification & how to apply etc. regarding Union Bank of India PO Recruitment 2012 from the main advertisement for check the interest & eligibility for those candidates (who wants to apply).