BANK INTERVIEW-MORE TO LEARN

16.  Between new generation and public sector banks, which one will you select and why?

I will definitely select public sector because it was this sector which moved the economy of our country, after independence as visualised in Five Year Plans, making India, one of the most fast developing economies of the world.  I think, public sector banks have succeeded in fulfilling the very essence of nationalization by meeting the social objectives in its fullest extent.  I also believe that because of this sector, the financial crisis occurred in the west could not deeply afflict India.

17.  What career prospect do you see in Indian banking?

I see a great career prospect because in the coming seven years or so, nearly five lakh employees including officers are going to retire from public sector banks.  That itself opens up a great avenue to this wonderful field of public sector banking, both to new recruiters and those who are already employed.  Thus there is every opportunity for self development in banking than anywhere else.

18.  Are you prepared to go anywhere in India once you get the job?

Definitely sir.  As a responsible officer, it is my duty to serve the institution where it feels needy.  So I will move to the place of my posting without any hesitation or disappointment.

19.  Do you plan to continue any studies, once you get appointment in a public sector bank?

Yea, of course.  I will definitely continue my studies in banking which are already on, but in a more serious way.  I reckon that banking in India is still subjected to lot of transformations, which are aimed at making the system so pure and healthy.  Apart from being upto date with general banking knowledge,  I will take all efforts to learn the banking rules of my institution, in the least possible time.  It is also my earnest desire to take Diploma in Banking from Indian Institution of Bankers, which I believe will enrich my knowledge in banking.

20.  Have you got any account with any of the public sector banks?  What facilities did they offer?

Yes, I do have savings bank account with Punjab National Bank, one of the leading Nationalised banks.  They offered MICR cheque books and ATM card at the time of opening the account itself.  I do internet banking sitting at home for such matters as remittance of my insurance premium, payment of electricity and telephone bills, railway booking etc.,  They have even given me an application for enjoying mobile banking, the facility is yet to be availed.