MORE INTERVIEW QUESTIONS & ANSWERS

The answers given are independent opinions of the blogger only.  Please try to give your versions to them.

6.  What do you think is your weakness?

I wanted to be a perfectionist, therefore I didn’t like to delegate to others. This was my character from my early childhood.  But later in life, I have found out that in order to get a work done easily, sharing of work is what is most important and I can say that I have almost rectified that weakness in me.

Or

I am such a sort of a person who used to meddle over unfinished assignments or tasks.  This was my character while studying and even when preparing for the bank exams.  For days on end, I won’t get good sleep or do take timely food.  This weakness of the mind, I try to overcome by doing yoga, meditation etc.,  and now I get the feeling that I’m more mentally stable and composed than before.

7. What have you done to improve your knowledge in the last year?

I have joined an institution called ‘Bankers Academy’ in Palakkad where eminent people give their experiences in banking.  They also teach the various modern banking functions in the changed environment. Also I used to read several magazines such as ‘Banking chronicle, …… etc.  In addition to that I have procured one copy of a text book called “Principles and Practices of Banking” by Macmillan Publications, which is used as the reference text for Diploma in Banking Studies.

8.  Who do you think is the competitor to public sector banks?

Of course there is no immediate competitor to speak of even though new generation banks and some of the old generation scheduled banks appear to be competitors.  These types of banks are not that much transparent in their terms and conditions.  Also they charge service charges and other hidden charges at very high exorbic rates.  Public sector banks with larger network of banks could only render the best possible banking service in the country.

9.  What do you think should be the solution to improve banking services?

Opening of new branches in unbanked areas, especially in rural areas because  in our country, rural people are not enjoying many of the banking facilities.  Adequate staff must be posted to carry out these functions in an effective manner.  The staff must be given both on-the-job training and off-the-job training to improve their skills and to boost their morale.

10.  Once you are selected, when could you perform your duties independently?

Sir, I will be learning the work in the shortest possible time as I told you earlier that I’m a quick learner.  With the youthful buoyancy in me, I will be executing what I have learned into practice.  Definitely, the institution will be giving me some sort of training and clubbed with my banking knowledge which I amassed with this purpose in mind, I could be able to execute my duties independently in the shortest possible time, I believe.